Use of This Site

Simple Money Tool provides browser-based calculators and educational information to help with everyday financial planning. You may use the site for personal, non-commercial planning and comparison purposes.

Not Financial Advice

The calculators and articles on this site are for general education only. They are not financial, legal, tax, investment, mortgage, insurance, or professional advice. You are responsible for checking results and consulting a qualified professional before making financial decisions.

Calculator Accuracy

Calculator results are estimates based on the numbers you enter and simplified assumptions. Real rates, fees, taxes, loan terms, penalties, and market returns can differ. We do not guarantee that any calculation is complete, current, or error-free.

Advertising and External Links

This site may show advertisements or link to third-party websites. We are not responsible for third-party content, offers, products, services, privacy practices, or claims.

No Warranties

The site is provided as-is and as available. We make no warranties about uptime, availability, results, or suitability for any particular purpose.

Limitation of Liability

To the fullest extent allowed by law, Simple Money Tool is not liable for losses or damages related to use of the site, calculator results, financial decisions, ads, or third-party links.

Changes

We may update these terms as the site changes. Continued use of the site means you accept the current version of these terms.